Visa Credit Cards
Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks
Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
0.00% for 6 months
14.24% (V)
N/A
None
Excellent
0% APR* on purchases for 6 months. After that, 14.24% variable*
Designed for businesses with an established credit history Earn 5 ThankYou Points for every dollar you spend on eligible AT&T products as services Earn 3 TankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases Additional cards for employees with credit limits you set No Annual Fee*
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
0% until June 2013
13.9% - 19.9% (V)
13.9% - 19.9% (V)
None
Good
3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases Bonus points on eligible Orbitz.com bookings No limit on the points you can earn and points don't expire Redeem for Travel, Merchandise, Gift Cards and more Earn travel quickly with low redemption minimums 250 point refueling bonus when you redeem points for awards No annual fee
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
N/A
13.9% (V)
13.9% (V)
$0 intro for first year; $59 after that
Excellent
Earn 2% cash back on every purchase, every day
Get a $100 cash bonus—just spend $1,000 within the first 3 months Receive a $50 cash bonus by signing up for one or more employee cards Enjoy award-winning small business customer service $0 intro annual fee for the first year; $59 after that • Redeem cash rewards anytime, for any amount, even set up automatic redemption Earn unlimited cash rewards that don’t expire
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
N/A
22.9% (V)
22.9% (V)
None
Fair
Enjoy no annual fee
Build business credit with eligibility for an automatic credit line increase Earn 1% cash back on every purchase, every day Separate business expenses from personal expenses $0 Fraud Liability if your card is ever lost or stolen Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
N/A
13.9% (V)
13.9% (V)
$0 intro for the first year; $59 thereafter
Excellent
Earn 2 miles per dollar on every purchase, every day
Get 10,000 bonus miles—just spend $1,000 within the first 3 months Receive 5,000 bonus miles by signing up for one or more employee cards Enjoy exclusive, award-winning customer service $0 intro annual fee for the first year; $59 after that There’s no limit to the amount of miles you can earn and miles don’t expire Redeem miles for travel, cash back, gift cards, merchandise, and more Fly on any airline, anytime, with no blackout dates or seat restrictions
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
0% until June 2013
11.9% - 19.9% (V)
11.9% - 19.9% (V)
None
Good
1.25 miles per dollar on every purchase, every day and no annual fee
One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel. Redeem miles for airline tickets, hotel rooms, car rentals and more No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates 0% intro APR on purchases until June 2013 No foreign transaction fees
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
N/A
13.9% - 20.9% (V)
13.9% - 20.9% (V)
$0 intro for first year; $59 after that
Good
2 miles per dollar on every purchase, every day
Money® Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011 Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel Redeem your miles for any travel expense No limit on the miles you can earn and miles don’t expire Fly on any airline, any time with no blackout dates No foreign transaction fees $0 intro annual fee for the first year; $59 after that
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
0.00% for 12 months
12.99% - 22.99% (V)
0.00% for 12 months
None
Good
$100 cash back after $500 in purchases within the first 3 months of account opening
0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate. Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com. Full 1% cash back on all other purchases and eligible cash advances No Annual Fee*
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
N/A
19.8% (V)
19.8% (V)
None
Fair
A card designed to help students build good credit
Free, customizable text and e-mail alerts keep you on track Tools to help you learn about credit 1% cash back on all purchases Plus, a 25% bonus on the cash back you earn each month you pay your bill on time $0 Fraud Liability if your card is lost or stolen No annual fee
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Intro APR
Regular APR
Balance Transfer
Annual Fee
Credit Needed
0% until June 2013
13.9% - 19.9% (V)
13.9% - 19.9% (V)
None
Good
Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops 1 point per $1 spent on everything else 25 bonus points each billing period you keep your account in good standing by paying on time Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings Also, redeem for travel, merchandise, gift cards and more No limit on the points you can earn and points don't expire 0% intro APR--pay no interest on purchases until June 2013 No annual fee
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* Review the credit card application for official terms and conditions.