Home > Credit Cards > True Earnings® from Costco and American Express
APR Annual Fee Credit Needed
15.24% (V) None Good
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • Earn cash back on gas and a $25 statement credit with your first made with the Card
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Limit on the Cash Back earned

Credit Card Review

"Reduce wallet clutter. This credit card doubles as your Costco membership card."

Full review coming soon...

This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

APR for Purchases Introductory Rate: 0% for 6 months
Standard APR: 15.24% (V)
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: 15.24% (V)
Other APR's Cash Advance APR: 25.24%
Penalty APR: N/A
Fees Upfront Fee: None
Annual Fee: None
Balance Transfer Fee: No fee for balance transfers made within the first 40 days of Cardmembership
Cash Advance Fee: 3.00% $5.00 min.
Late Payment Fee: Up to $39 depending on account balance
Over the Credit Limit Fee: N/A
Foreign Transaction Fee: N/A
Other Information Grace Period: 25 days
Credit Line: *See Application
Credit Required: Good
* Review the credit card application for official terms and conditions.
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