Home > Credit Cards > Student > Discover® Student Card
APR Annual Fee Credit Needed
13.99%-20.99% None Good
  • Earn more cash in more ways than anyone elseSM
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 80 Cashback Bonus Partners*

Credit Card Review

"Good card for students looking for cash back on their purchases and a competitive interest rate"

With 30 card designs to choose from it's easy to get a card that fits your style. Building a positive credit history is important, and Discover makes it easy with features such as easy online account management, timely e-mail reminders to help you avoid fees, and $0 fraud liability. The Discover Student Card offer 0% interest for 6 months and no annual fee. The Cashback Rewards program is a nice addition which can help put some money back in your pocket.

APR for Purchases Introductory Rate: 0.00% for 6 months
Standard APR: 13.99%-20.99%
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: N/A
Other APR's Cash Advance APR: 23.99%
Penalty APR: N/A
Fees Upfront Fee: None
Annual Fee: None
Balance Transfer Fee: N/A
Cash Advance Fee: 3.00% $5.00 min.
Late Payment Fee: $19 on balances up to $250 and $39 on balances over $250.
Over the Credit Limit Fee: $15 on balances up to $500, and $39 on balances over $500.
Foreign Transaction Fee: None for billing periods ending on or before May 1, 2009; 2% of the U.S. dollar amount of each purchase made in a foreign currency for billing periods ending after May 1, 2009.
Other Information Grace Period: 25 days
Credit Line: *See Application
Credit Required: Good
* Review the credit card application for official terms and conditions.
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