| APR | Annual Fee | Credit Needed |
|---|---|---|
| 13.99%-20.99% (V) | None | Fair |
- Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
- 5% Cashback Bonus®* in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
Credit Card Review
"Good card for students looking for cash back on their purchases and a competitive interest rate"
With 30 card designs to choose from it's easy to get a card that fits your style. Building a positive credit history is important, and Discover makes it easy with features such as easy online account management, timely e-mail reminders to help you avoid fees, and $0 fraud liability. The Discover Student Card offer 0% interest for 9 months and no annual fee. The Cashback Rewards program is a nice addition which can help put some money back in your pocket.
| APR for Purchases |
Introductory Rate: 0.00% for 9 months Standard APR: 13.99%-20.99% (V) |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: See Application |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: N/A Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: $19 on balances up to $250 and $39 on balances over $250. Over the Credit Limit Fee: $15 on balances up to $500, and $39 on balances over $500. Foreign Transaction Fee: None for billing periods ending on or before May 1, 2009; 2% of the U.S. dollar amount of each purchase made in a foreign currency for billing periods ending after May 1, 2009. |
| Other Information |
Grace Period: 25 days Credit Required: Fair |
* Review the credit card application for official terms and conditions.
