| APR | Annual Fee | Credit Needed |
|---|---|---|
| 15.24% (V) | First year fee-free, then $45 | Good |
- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Credit Card Review
"Enjoy up to 3 free nights after your first purchase - that's 10,000 starpoints"
Full review coming soon...
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
| APR for Purchases |
Introductory Rate: 2.90% for 6 months Standard APR: 15.24% (V) |
| APR for Balance Transfers |
Introductory Rate: 2.90% for 6 months Balance Transfer APR: 15.24% (V) |
| Other APR's |
Cash Advance APR: 25.24% Penalty APR: N/A |
| Fees |
Upfront Fee: None Annual Fee: First year fee-free, then $45 Balance Transfer Fee: No fee for balance transfers associated with this offer. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: Up to $39 depending on account balance Over the Credit Limit Fee: N/A Foreign Transaction Fee: N/A |
| Other Information |
Grace Period: 25 days Credit Line: *See Application Credit Required: Good |
* Review the credit card application for official terms and conditions.
