| APR | Annual Fee | Credit Needed |
|---|---|---|
| 11.99% to 20.99% | None | Good |
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
- No annual fee
Credit Card Review
"New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind"
An interesting "eco" innovation to a the original Discover More Card. Consider this... the average person carries multiple credit cards that are renewed every few years. Over the course of a generation, all these cards placed end to end could circle the earth (at the equator) over a dozen times! Environmental concerns aside, this is a great rewards card offer. The combination of up to 5% cashback on purchases with no annual fee is a category leader.
| APR for Purchases |
Introductory Rate: 0.00% for 6 months Standard APR: 11.99% to 20.99% |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 6 months Balance Transfer APR: 11.99% to 20.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 16.99% - 25.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 4.00% $10.00 min. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: $19 on balances up to $250 and $39 on balances over $250 Over the Credit Limit Fee: $15 on balances up to $500, and $39 on balances over $500; effective February 1, 2010, we will not charge an overlimit fee. Foreign Transaction Fee: 2.00% |
| Other Information |
Grace Period: 25 days Credit Line: *See Application Credit Required: Good |
* Review the credit card application for official terms and conditions.
