| APR | Annual Fee | Credit Needed |
|---|---|---|
| 10.99% - 16.99% | None | Good |
- Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Card Review
"No Annual Fee, No Overlimit Fee, No Redemption Fee"
It's all about Double Miles with this card. Along with travel purchases you can also earn double miles on purchases at restaurants, cafes, and fast food locations. The Double Miles bonus is capped at $3000 in purchases each year but you still earn 1 mile for every dollar spent thereafter. Miles don't expire as long as you use your Discover card once every three years. Earn additional Double Miles when shopping online through the ShopDiscover website. Additional benefits include no annual fee and competitive rates compared to other reward cards.
| APR for Purchases |
Introductory Rate: 0.00% for 6 months Standard APR: 10.99% - 16.99% |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 6 months Balance Transfer APR: 10.99% - 16.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 15.99% - 21.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3.00% $0.00 min. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: $19 on balances up to $250 and $39 on balances over $250. Over the Credit Limit Fee: $15 on balances up to $500, and $39 on balances over $500. Foreign Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency for billing periods ending after May 1, 2009. |
| Other Information |
Grace Period: 25 days Credit Required: Good |
* Review the credit card application for official terms and conditions.
