| Monthly Fee | Activation Fee | ATM Withdrawal |
|---|---|---|
| $4.95 | $9.95 | $2.25 |
- Visa debit card - accepted worldwide
- Access to a million ATMs around the world
- Online bill-payment and check-writing service that lets customers pay anyone by check
- Free direct deposit, plus a network of 50,000 locations where customers can load their Visa card with cash
- 24/7 customer support - online and phone
- FDIC insurance & Visa's Zero Liability protection against fraudulent use
Credit Card Review
"Get free direct deposit - but bill pay requires a fee"
With a competitive fee structure and easy load options the READYdebit prepaid card is another popular option. You can make purchases online or by phone, you can pay at the gas pump, book a flight, get money from an ATM, and so on. And you don't have to carry a load of cash when you travel - your money's protected by Visa's Zero Liability policy. While the bill pay feature is not free, READYdebit offers a credit builder service that reports your payments to PRBC - a national bill payment credit bureau.
| Standard Fees |
Activation Fee: $9.95 Monthly Fee: $4.95 |
| Transaction Fees |
ATM Withdrawal: $2.25 PIN Transaction: $0.95 Signature Transaction: Free Teller Cash Advance: $5.00 |
| Foreign Transaction Fees |
International ATM Withdrawal: $5.00 Currency Conversion: 2% of transaction amount after conversion |
| Service Fees |
Bill Pay: $4.00 Direct Deposit: Free Live Customer Service: 1 free call per month, then $2 each Replacement Card: $10.00 |
| Statement Fees |
Paper Statement: $2.00 Online Statement: Free |
* Review the prepaid debit card application for official terms and conditions.
