| APR | Annual Fee | Credit Needed |
|---|---|---|
| 14.50% (V) | $150.00 | Good |
- Earn one companion Coach Class ticket each year upon renewal
- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
Credit Card Review
"Combines premium rewards with a low annual fee"
Enjoy a level of Card membership that complements and enhances your lifestyle by offering VP treatment at home and around the world. Plus, you'll have access to a team of poised professionals who are always ready to assist you.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
| APR for Purchases |
Introductory Rate: N/A Standard APR: 14.50% (V) |
| APR for Balance Transfers |
Introductory Rate: 9.99% for 12 months on balance transfers submitted within first 30 days of account opening Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: 25.24% Penalty APR: N/A |
| Fees |
Upfront Fee: None Annual Fee: $150.00 Balance Transfer Fee: There is no balance transfer transaction fee associated with this offer Cash Advance Fee: 3% of each transaction with $5.00 minimum and no maximum Late Payment Fee: Subject to applicable law, $19 on balances less than $250 and $39 on balances $250 or greater Over the Credit Limit Fee: $35, subject to applicable law Foreign Transaction Fee: N/A |
| Other Information |
Grace Period: 25 days Credit Line: *See Application Credit Required: Good |
* Review the credit card application for official terms and conditions.

