| APR | Annual Fee | Credit Needed |
|---|---|---|
| 14.99%-19.99% | $0 - $59 the first year, $35 - $59 per year thereafter* | Bad |
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
Credit Card Review
"The opportunity you need to rebuild your credit."
The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit with reporting to the three major credit bureaus on a monthly basis. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages are available to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds!
| APR for Purchases |
Introductory Rate: N/A Standard APR: 14.99%-19.99% |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: 14.99%-19.99% |
| Other APR's |
Cash Advance APR: 20.90% Penalty APR: 29.99% |
| Fees |
Upfront Fee: $39.00 Annual Fee: $0 - $59 the first year, $35 - $59 per year thereafter* Balance Transfer Fee: 5.00% $5.00 min. Cash Advance Fee: 5.00% $5.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: Up to $25 Foreign Transaction Fee: 3.00% |
| Other Information |
Grace Period: *See Application Credit Required: Bad |
* Review the credit card application for official terms and conditions.
