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Credit Cards for Excellent Credit

excellent credit

These credit card offers are exclusively for people with excellent credit. Cards in this category generally have more desireable terms: higher reward payouts, lower interest rates, and additional services. You've worked hard for your high credit score, now its time to reap the rewards.

APR Annual Fee Credit Needed
13.9% (V) $0 intro for first year; $59 after that Excellent
  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus—just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
APR Annual Fee Credit Needed
13.9% (V) $0 intro for the first year; $59 thereafter Excellent
  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles—just spend $1,000 within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
APR Annual Fee Credit Needed
14.24% (V) None Excellent
  • 0% APR* on purchases for 6 months. After that, 14.24% variable*
  • Designed for businesses with an established credit history
  • Earn 5 ThankYou Points for every dollar you spend on eligible AT&T products as services
  • Earn 3 TankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
  • Additional cards for employees with credit limits you set
  • No Annual Fee*
APR Annual Fee Credit Needed
10.99% - 20.99% None Excellent
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
* Review the credit card application for official terms and conditions.

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