| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0.00% for 15 months | 10.99% - 20.99% | 0.00% for 15 months | None | Good |
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Unlimited cash rewards that never expire
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners
- Flexible redemption options--Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
| APR for Purchases |
Introductory Rate: 0.00% for 15 months Standard APR: 10.99% - 20.99% |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 15 months Balance Transfer APR: 10.99% - 20.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 15.99% - 25.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3% of the amount of each transfer Cash Advance Fee: 5.00% $10.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: N/A Foreign Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency |
| Other Information |
Grace Period: 25 days Credit Required: Good |
* Review the credit card application for official terms and conditions.
