| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0.00% for 15 months | 10.99% - 20.99% | 3.99% for 15 months | None | Good |
- Earn Cashback Bonus for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| APR for Purchases |
Introductory Rate: 0.00% for 15 months Standard APR: 10.99% - 20.99% |
| APR for Balance Transfers |
Introductory Rate: 3.99% for 15 months Balance Transfer APR: 10.99% - 20.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 16.99% - 25.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3.00% $0.00 min. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: $19 on balances up to $250 and $39 on balances over $250. Over the Credit Limit Fee: $15 on balances up to $500, and $39 on balances over $500. Foreign Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency for billing periods ending after May 1, 2009. |
| Other Information |
Grace Period: 25 days Credit Required: Good |
* Review the credit card application for official terms and conditions.
