| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0.00% for 15 months | 10.99% - 20.99% | 0.00% for 15 months | None | Excellent |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| APR for Purchases |
Introductory Rate: 0.00% for 15 months Standard APR: 10.99% - 20.99% |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 15 months Balance Transfer APR: 10.99% - 20.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 15.99% - 25.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3% of the amount of each transfer made under this offer and with this application Cash Advance Fee: 5.00% $10.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: N/A Foreign Transaction Fee: 2.00% |
| Other Information |
Grace Period: 23 days Credit Required: Excellent |
* Review the credit card application for official terms and conditions.




