| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | 10.99% - 15.99% (Variable) | 0.00% for 12 months | None | Excellent |
- Earn 10,000 Bonus Miles with every $2,000 spent – up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| APR for Purchases |
Introductory Rate: N/A Standard APR: 10.99% - 15.99% (Variable) |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 12 months Balance Transfer APR: 10.99% - 15.99% (Variable) |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 15.99% - 21.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3.00% $0.00 min. Cash Advance Fee: 5.00% $10.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: N/A Foreign Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency for billing periods ending after May 1, 2009. |
| Other Information |
Grace Period: 25 days Credit Required: Excellent |
* Review the credit card application for official terms and conditions.
