| APR | Annual Fee | Credit Needed |
|---|---|---|
| 11.99% - 20.99% | None | Good |
- $50 Cashback Bonus when you make $500 in purchases on your card!
- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- No Annual Fee
Credit Card Review
"Great rewards program, competitive rates, and first class customer service"
Get all the benefits of the Discover More card with a personalized monogram! Earn 5% Cashback Bonus rewards on various categories throughout the year. The ShopDiscover program is great for people who do a majority of shopping online. You can earn 5-20% bonuses by simply shopping at your favorite retailers through the Discover website. Another great feature is secure online account numbers which allow you to generate a temporary card number so your real account number is not revealed. Additional benefits include no annual fee and competitive rates compared to other reward cards.
| APR for Purchases |
Introductory Rate: 0.00% for 6 months Standard APR: 11.99% - 20.99% |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 6 months Balance Transfer APR: 11.99% - 20.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: N/A |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 4.00% $10.00 min. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: $19 on balances up to $250 and $39 on balances over $250 Over the Credit Limit Fee: $15 on balances up to $500, and $39 on balances over $500. Foreign Transaction Fee: None for billing periods ending on or before May 1, 2009; 2% of the U.S. dollar amount of each purchase made in a foreign currency for billing periods ending after May 1, 2009. |
| Other Information |
Grace Period: 25 days Credit Line: *See Application Credit Required: Good |
* Review the credit card application for official terms and conditions.
