| APR | Annual Fee | Credit Needed |
|---|---|---|
| 10.99% - 20.99% | None | Excellent |
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Credit Card Review
"Great rewards program, competitive rates, and first class customer service"
Great rewards card from Discover! Earn 5% Cashback Bonus rewards on various categories throughout the year. The ShopDiscover program is great for people who do a majority of shopping online. You can earn 5-20% bonuses by simply shopping at your favorite retailers through the Discover website. Another great feature is secure online account numbers which allow you to generate a temporary card number so your real account number is not revealed. Additional benefits include no annual fee and competitive rates compared to other reward cards.
| APR for Purchases |
Introductory Rate: 0.00% for 12 months Standard APR: 10.99% - 20.99% |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 12 months Balance Transfer APR: 10.99% - 20.99% |
| Other APR's |
Cash Advance APR: 23.99% Penalty APR: 16.99% - 25.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3% of the amount of each transfer made under this offer and with this application Cash Advance Fee: 5.00% $10.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: N/A Foreign Transaction Fee: 2.00% |
| Other Information |
Grace Period: 23 days Credit Required: Excellent |
* Review the credit card application for official terms and conditions.
