| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0.00% for 12 months | 12.99% - 22.99% (V) | 0.00% for 12 months | None | Good |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll
- Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
- Full 1% cash back on all other purchases and eligible cash advances
- No Annual Fee*
| APR for Purchases |
Introductory Rate: 0.00% for 12 months Standard APR: 12.99% - 22.99% (V) |
| APR for Balance Transfers |
Introductory Rate: 0.00% for 12 months Balance Transfer APR: 12.99% - 22.99% (V) |
| Other APR's |
Cash Advance APR: 25.24% Penalty APR: 29.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3% of each balance transfer; $5 minimum. Cash Advance Fee: 5% of each cash advance; $10 minimum Late Payment Fee: Up to $35 Over the Credit Limit Fee: N/A Foreign Transaction Fee: 3.00% |
| Other Information |
Grace Period: 23 days Credit Required: Good |
* Review the credit card application for official terms and conditions.
