| APR | Annual Fee | Credit Needed |
|---|---|---|
| 12.99% - 21.99% | None | Good |
- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
- No annual fee
Credit Card Review
"Perfect card for students to establish credit & earn rewards for the things they buy every day"
Citi's mtvU Platinum Select Visa is an excellent card for college students and young adults looking to establish credit. This card offers great rewards and also helps create a foundation for good credit. Earn 25 ThankYou Points per month when you pay your bill on time and don't go over your credit limit. Earned points can be redeemed for exclusive mtvU rewards like VIP Passes to mtvU's Spring Break or tickets to MTV's Video Music Awards. As a cardholder you can also get 10% off music, electronics, and all sorts of things at the mtvshop.mtv.com website. There is no minimum income or co-signer required.
| APR for Purchases |
Introductory Rate: 0% for 7 months* Standard APR: 12.99% - 21.99% |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: 25.24% Penalty APR: 29.99% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 4.00% $5.00 min. Cash Advance Fee: 5.00% $10.00 min. Late Payment Fee: $15 on balances up to $100. $29 on balances of $100 up to $250. $39 on balances of $250 and over. Over the Credit Limit Fee: $39.00 Foreign Transaction Fee: 3% of the U.S. dollar amount of each purchase |
| Other Information |
Grace Period: 20 days Credit Line: *See Application Credit Required: Good |
* Review the credit card application for official terms and conditions.
