Home > Credit Cards > Capital One® > Capital One® Spark(SM) Miles for Business
Intro APR Regular APR Balance Transfer Annual Fee Credit Needed
N/A 13.9% (V) 13.9% (V) $0 intro for the first year; $59 thereafter Excellent
  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles—just spend $1,000 within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
APR for Purchases Introductory Rate: N/A
Standard APR: 13.9% (V)
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: 13.9% (V)
Other APR's Cash Advance APR: 24.9% (V)
Penalty APR: 29.40%
Fees Upfront Fee: None
Annual Fee: $0 intro for the first year; $59 thereafter
Balance Transfer Fee: None
Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater.
Late Payment Fee: Up to $39
Over the Credit Limit Fee: None
Foreign Transaction Fee: N/A
Other Information Grace Period: 25 days
Credit Required: Excellent
* Review the credit card application for official terms and conditions.
Apply for the Capital One® Spark(SM) Miles for Business

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