Home > Credit Cards > Capital One® > Capital One® Spark(SM) Classic for Business
Intro APR Regular APR Balance Transfer Annual Fee Credit Needed
N/A 22.9% (V) 22.9% (V) None Fair
  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
APR for Purchases Introductory Rate: N/A
Standard APR: 22.9% (V)
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: 22.9% (V)
Other APR's Cash Advance APR: 24.9% (V)
Penalty APR: See Application
Fees Upfront Fee: None
Annual Fee: None
Balance Transfer Fee: 0.00%
Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
Late Payment Fee: Up to $39
Over the Credit Limit Fee: Up to $39
Foreign Transaction Fee: N/A
Other Information Grace Period: 25 days
Credit Required: Fair
* Review the credit card application for official terms and conditions.
Apply for the Capital One® Spark(SM) Classic for Business

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