Home > Credit Cards > Capital One® Classic Platinum Credit Card
APR Annual Fee Credit Needed
19.8% (V) $39.00 Fair
  • 0% intro APR on all purchases until May 2011
  • Upload a favorite image to create your own card design
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Extended warranty program
  • Travel accident insurance
  • Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss

Credit Card Review

"Express yourself. Personalize your credit card with the image of your choice."

The Capital One Classic Platinum Credit card is a solid all around choice for people with average credit. This card offers a wide variety of exclusive card benefits for a very reasonable annual rate. Capital One card benefits include zero fraud liability, 24 hour travel and emergency assistance, and 24 hour roadside assistance.

APR for Purchases Introductory Rate: 0% until May 2011
Standard APR: 19.8% (V)
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: 19.8% (V)
Other APR's Cash Advance APR: 24.9% (V)
Penalty APR: N/A
Fees Upfront Fee: None
Annual Fee: $39.00
Balance Transfer Fee: 0.00%
Cash Advance Fee: 3.00% $10.00 min.
Late Payment Fee: Up to $39 depending on account balance
Over the Credit Limit Fee: N/A
Foreign Transaction Fee: N/A
Other Information Grace Period: 25 days
Credit Line: *See Application
Credit Required: Fair
* Review the credit card application for official terms and conditions.
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