Home > Credit Cards > Business > Capital One® Spark(SM) Cash for Business
Intro APR Regular APR Balance Transfer Annual Fee Credit Needed
N/A 13.9% (V) 13.9% (V) $0 intro for first year; $59 after that Excellent
  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus—just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire
APR for Purchases Introductory Rate: N/A
Standard APR: 13.9% (V)
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: 13.9% (V)
Other APR's Cash Advance APR: 24.9% (V)
Penalty APR: See Application
Fees Upfront Fee: None
Annual Fee: $0 intro for first year; $59 after that
Balance Transfer Fee: N/A
Cash Advance Fee: 3% of amount of the cash advance, but not less than $10
Late Payment Fee: Up to $39
Over the Credit Limit Fee: N/A
Foreign Transaction Fee: N/A
Other Information Grace Period: 25 days
Credit Required: Excellent
* Review the credit card application for official terms and conditions.
Apply for the Capital One® Spark(SM) Cash for Business

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