Home > Credit Cards > Balance Transfer > Citi Simplicity® Card
Intro APR Regular APR Balance Transfer Annual Fee Credit Needed
0.00% for 18 months 12.99% - 21.99% (V) 0.00% for 18 months $0* Good
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
APR for Purchases Introductory Rate: 0.00% for 18 months
Standard APR: 12.99% - 21.99% (V)
APR for Balance Transfers Introductory Rate: 0.00% for 18 months
Balance Transfer APR: 12.99% - 21.99% (V)
Other APR's Cash Advance APR: 12.99% - 21.99% (V)
Penalty APR: N/A
Fees Upfront Fee: None
Annual Fee: $0*
Balance Transfer Fee: 3.00% $5.00 min.
Cash Advance Fee: 5.00% $10.00 min.
Late Payment Fee: N/A
Over the Credit Limit Fee: N/A
Foreign Transaction Fee: 3.00%
Other Information Grace Period: 23 days
Credit Required: Good
* Review the credit card application for official terms and conditions.
Apply for the Citi Simplicity® Card

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