| APR | Annual Fee | Credit Needed |
|---|---|---|
| 15.24% (V) | $0 for the first year, then $65 | Good |
- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
Credit Card Review
"Winner of Smarter Travel Editor's Choice Award"
Full review coming soon...
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
| APR for Purchases |
Introductory Rate: 2.90% for 6 months Standard APR: 15.24% (V) |
| APR for Balance Transfers |
Introductory Rate: 2.90% for 6 months Balance Transfer APR: 15.24% (V) |
| Other APR's |
Cash Advance APR: 25.24% Penalty APR: 27.24% |
| Fees |
Upfront Fee: None Annual Fee: $0 for the first year, then $65 Balance Transfer Fee: No fee for balance transfers associated with this offer. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: None Foreign Transaction Fee: 2.70% |
| Other Information |
Grace Period: 25 days Credit Required: Good |
* Review the credit card application for official terms and conditions.
