| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| N/A | Due in full each month | N/A | $0 for the first year, then $175 | Good |
- FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare | 2X points on advertising, gas, and shipping | 1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
| APR for Purchases |
Introductory Rate: N/A Standard APR: Due in full each month |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: See Application Penalty APR: See Application |
| Fees |
Upfront Fee: None Annual Fee: $0 for the first year, then $175 Balance Transfer Fee: N/A Cash Advance Fee: N/A Late Payment Fee: $35 or 2.99% of the past due amount, whichever is greater Over the Credit Limit Fee: N/A Foreign Transaction Fee: 2.70% |
| Other Information |
Grace Period: *See Application Credit Required: Good |
* Review the credit card application for official terms and conditions.




