| APR | Annual Fee | Credit Needed |
|---|---|---|
| 17.24%-22.24% Variable | None | Good |
- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- No annual fee, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Credit Card Review
"No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time"
Full review coming soon...
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
| APR for Purchases |
Introductory Rate: 0% for 12 months Standard APR: 17.24%-22.24% Variable |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: 17.24%-22.24% Variable |
| Other APR's |
Cash Advance APR: 25.24% Penalty APR: 27.24% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: 3.00% $5.00 min. Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: None Foreign Transaction Fee: 2.70% |
| Other Information |
Grace Period: 25 days Credit Required: Good |
* Review the credit card application for official terms and conditions.




