| Intro APR | Regular APR | Balance Transfer | Annual Fee | Credit Needed |
|---|---|---|---|---|
| 0.0% introductory APR for 6 months, 9 months or 12 months. | 12.24% - 19.24% | N/A | None | Good |
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
| APR for Purchases |
Introductory Rate: 0.0% introductory APR for 6 months, 9 months or 12 months. Standard APR: 12.24% - 19.24% |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: 21.24% Penalty APR: 27.24% |
| Fees |
Upfront Fee: None Annual Fee: None Balance Transfer Fee: N/A Cash Advance Fee: 3.00% $5.00 min. Late Payment Fee: Up to $35 Over the Credit Limit Fee: None Foreign Transaction Fee: 2.70% |
| Other Information |
Grace Period: 25 days Credit Required: Good |
* Review the credit card application for official terms and conditions.




