| APR | Annual Fee | Credit Needed |
|---|---|---|
| Due in full each month | $450.00 | Good |
- 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
- GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
- Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked–baggage fee
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
Credit Card Review
The American Express Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit card record and financial resources known to us, and other factors. All American Express cards come with dedicated around-the-clock customer service. They answer the phone quickly and are surprisingly friendly and helpful.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
| APR for Purchases |
Introductory Rate: N/A Standard APR: Due in full each month |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: See Application Penalty APR: See Application |
| Fees |
Upfront Fee: None Annual Fee: $450.00 Balance Transfer Fee: N/A Cash Advance Fee: N/A Late Payment Fee: Varies from state to state, from zero to the greater of $35 or 2.99% of delinquent balance Over the Credit Limit Fee: No Pre-set Spending Limit Foreign Transaction Fee: N/A |
| Other Information |
Grace Period: *See Application Credit Required: Good |




