| APR | Annual Fee | Credit Needed |
|---|---|---|
| Due in full each month | $450.00 | Good |
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique resort and luxury hotels around the world.
Credit Card Review
The American Express Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit card record and financial resources known to us, and other factors. All American Express cards come with dedicated around-the-clock customer service. They answer the phone quickly and are surprisingly friendly and helpful.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
| APR for Purchases |
Introductory Rate: N/A Standard APR: Due in full each month |
| APR for Balance Transfers |
Introductory Rate: N/A Balance Transfer APR: N/A |
| Other APR's |
Cash Advance APR: N/A Penalty APR: N/A |
| Fees |
Upfront Fee: None Annual Fee: $450.00 Balance Transfer Fee: N/A Cash Advance Fee: N/A Late Payment Fee: Varies from state to state, from zero to the greater of $35 or 2.99% of delinquent balance Over the Credit Limit Fee: No Pre-set Spending Limit Foreign Transaction Fee: N/A |
| Other Information |
Grace Period: *See Application Credit Line: *See Application Credit Required: Good |
