Home > Credit Cards > American Express > The Platinum Card® from American Express
APR Annual Fee Credit Needed
Due in full each month $450.00 Good
  • 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked–baggage fee
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

Credit Card Review

"Experience the service, rewards, and world-class benefits that are the hallmarks of the Platinum Card"

The American Express Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors. No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit card record and financial resources known to us, and other factors. All American Express cards come with dedicated around-the-clock customer service. They answer the phone quickly and are surprisingly friendly and helpful.

This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

APR for Purchases Introductory Rate: N/A
Standard APR: Due in full each month
APR for Balance Transfers Introductory Rate: N/A
Balance Transfer APR: N/A
Other APR's Cash Advance APR: See Application
Penalty APR: See Application
Fees Upfront Fee: None
Annual Fee: $450.00
Balance Transfer Fee: N/A
Cash Advance Fee: N/A
Late Payment Fee: Varies from state to state, from zero to the greater of $35 or 2.99% of delinquent balance
Over the Credit Limit Fee: No Pre-set Spending Limit
Foreign Transaction Fee: N/A
Other Information Grace Period: *See Application
Credit Required: Good
* Review the credit card application for official terms and conditions.

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